401 K Limits 2025 Catch Up . In 2025, the maximum you can invest in your 401 (k) is $23,000, and this doesn't include any employer matching contributions. Individuals can contribute up to $23,000 total into their traditional or roth 401(k) plans in 2025, no matter how high their income is that year.
The limit on employer and employee contributions is $69,000. For 2025, the maximum you can contribute from your paycheck to a 401 (k) is $23,000.
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